Programs and Projects

The Southern Iowa COG Housing Trust Fund (HTF) has several programs available to residents of the Iowa COG Region. Each program was created to accomplish a specific goal and therefore, all HTF programs have restrictions in place. Please review each program to see if it is right for you.

Programs

Creston I&I Hardship Assistance Program

This assistance will be directed towards owner-occupied households in Creston needing repairs to their sanitary sewer in order to be compliant with city code.

Military Home Assistance Program

This program provides eligible service members and veterans with grant funds to be used for down payment or closing costs when purchasing a home in Home Base Iowa communities located in the Southern Iowa COG Housing Trust Fund area.

Projects

This is an area that highlights past projects undertaken by SICOG HTF. It may give you insight regarding what we do and what projects we may assist with.

Paint Creston Program

The Paint Creston Program, now in its seventh year, gives paint and paint supplies to owner occupied homes in Creston. The purpose of the program is to improve homes, achieve affordability, enrich the community, and reduce cost of ownership. By having the homeowner do the work, the hope is to instill pride of ownership and possibly neighborhood pride as well. Over the past seven years, 36 homes have been painted.

Pursuit of Independence (POI)

This project assists with the purchase of homes to house individuals who are intellectually disabled; those with a brain injury or mental illness. The houses are staffed 24/7 and staff is paid to teach the occupants to cook, take care of their home, manage their budget and their leisure time. POI Staff on duty is responsible for the safety and maintenance of the house. There is a social worker who touches base weekly making sure fire and safety drills are done, compliance issues are attended to, houses are free of hazards, etc. The project results in lower cost of purchase and maintenance, thereby making these homes more affordable, safe and livable for the disabled occupants.

North Stone Apartments

The Southern Iowa COG Housing Trust Fund will partner with developers, Iowa Finance Authority, cities and financial institutions to provide low-interest loans and grants to construct affordable single-family and multi-family housing developments. The project will assist the developer to reduce the rent through lower construction cost. With the participation of funds from the SICOG HTF, both the developer and the tenant achieve affordability, enrich the community, and reduce the cost of ownership.

Senior Citizen Living Complex

The Southern Iowa COG Housing Trust Fund will partner with existing senior living facilities to provide low-interest loans and grants to assist with renovations such as walk-in bathtubs, windows, and heating units. The project will enable the owners to reduce or maintain rent. With the participation of funds from the SICOG HTF, both the owner and senior tenants achieve affordability and enrich the community.